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Did you miss your Open Enrollment Deadline?
Busy Year-End? Renewal Booklets Confusing? Sometimes our group benefits renewal can get away from us. Open Enrollment is complicated and employees have a lot of questions. Without professional advice we can sometimes hold our breath and just accept the renewal.
It is important that business owners and managers take a close look at your benefits renewal every year. Many times new options are available, employee's may have need of new options or additional benefits can be added.
What to do if you missed your deadline? It's not too late to make changes to your health and benefits plan. Some carriers allow you to make changes during the following month after renewal. In other cases, retroactive plan changes can be made even after more time has passed. Finally, if larger plan changes are wanted, I new carrier plan can be initiated at any time throughout the year. That can be important if a change from HMO to PPO or plan level from Bronze to Platinum is desired.
For more information, contact us at Phone/Text: 714-900-2363
Insurance News from the insurance experts to the business and personal community.